Margin Lending

Borrowing to invest in acceptable listed shares or managed funds with a margin loan could help you build your wealth.

Westpac Online Investment Loan

• Simplified share trading loan, the complete picture of your borrowings and shares in the one place
• Borrow against a range of approved securities including ASX 200 listed shares, Exchange Traded Funds and Managed Funds
• 24/7 access, flexible repayments and no application, establishment or transaction fees
• Receive preferential variable and fixed rates.

Apply now

Westpac Margin Loan

• Westpac Margin Lending's full-featured margin loan
• Trade with any broker of your choosing or utilise one of several approved Platforms
• Borrow against a wide range of acceptable listed securities and managed funds
• 24/7 online access, flexible repayments and no application, establishment, or transaction fees
• Company and Trust investors are eligible to apply

Apply now

Learn more about borrowing to invest

What is margin lending and how does a margin loan work? Understand what the term 'gearing' means and how you can use it to build your wealth.

Things you should know

Westpac Online Investment Loan

^ Trade online from $4.95 when you settle through a Westpac Cash Investment Account, Westpac Online Investment Loan or Westpac DIY Super Working Account. Please refer to the FSG (PDF 138KB) for full brokerage rates. The Westpac Cash Investment Account and Online Banking are issued by Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714. Conditions, fees and charges apply. Read the Terms and Conditions before deciding.

Westpac Share Trading is a service provided through Westpac Securities Limited ABN 39 087 924 221, AFSL 233723 ('Westpac Securities') by Australian Investment Exchange Ltd ABN 71 076 515 930, AFSL 241400 ('the Participant'), a participant of the ASX Group and Cboe Australia. The Participant is not authorised to carry on business in any jurisdiction other than Australia. Accordingly, the information contained in this email is directed to and available for Australian residents only. You should read the Financial Services Guide ('FSG'), which provides you with the services the Participant and Westpac Securities can provide. You can access the FSG via westpac.com.au/onlineinvesting. This information has been prepared without taking account of your personal objectives, financial situation or needs. For this reason, before acting on the information you should consider whether it is appropriate to you. Investment in securities and derivatives involves risk. Share prices rise and fall. The payment of dividends and the return of capital are not guaranteed.