How do I apply for a home equity loan or line of credit?

Whether you need to cover a large expense or plan a project, we make the application process easy and informative.

To apply for a home equity loan or line of credit using digital banking

  1. Select Products & offers.
  2. Choose Home equity . Here, you can explore our different home equity products to find what best fits your needs.
  3. Choose Learn more for additional information about a product or Apply now to start your application.

To freely explore our digital banking services without using your own account, visit our Digital Banking Simulators page. If you'd like a step-by-step tutorial on how to use a specific service or feature, check out our Digital Explorer page.

Contact us

U.S. Bank
800 Nicollet Mall
Minneapolis, MN 55402 © 2024 U.S. Bank end of main

Before you go, be sure you know:

This link takes you to an external website or app, which may have different privacy and security policies than U.S. Bank. We don't own or control the products, services or content found there.

Your California privacy choices

Something went wrong. Please try again later.

Please enter valid email.

You have successfully opted-out.

Opt-out of Behavioral Advertising

We use tracking technologies, such as cookies, that gather information on our website. That information is used for a variety of purposes, such as to understand how visitors interact with our websites, or to serve advertisements on our websites or on other's websites. We also use email addresses to deliver behavioral advertising to you on third party platforms, such as social media sites, search results, and other's websites.

In addition to opting-out here, we also honor opt-out preference signals such as the Global Privacy Control. Note that due to technological limitations, if you visit our website from a different computer or device, clear cookies on your browser, or use multiple email addresses, you will need to opt-out again.